The Power of Card Readers compared to Tap-to-Pay

In the rapidly evolving world of payment technology, two prominent methods have emerged for making electronic transactions: card readers and tap-to-pay options. Both of these approaches offer convenience and security, but they differ in several crucial aspects. In this article, we will explore why card readers are often considered more powerful than tap-to-pay options.

With Goldie, you can charge your customers using a wider range of methods: send a payment link, card on file, card reader*, tap to pay**, or cash.

*Card reader is only available in the US on iOS

**Tap to pay is only available in select markets


1. Getting Started with Payments

2. How to take contactless payments with your device 

3. How to set up the Goldie Card Reader

Advantages of Card Readers

Versatility: Card readers are versatile tools that can accept a wide range of payment methods. They can process chip cards, magnetic stripe cards, and even contactless payments. This versatility makes card readers compatible with various payment systems, ensuring that you can accept payments from a broad customer base.

Connection Reliability: Card readers are connected to the Goldie App via Bluetooth. This stable and consistent connection ensures that transactions are completed without interruption, reducing the risk of payment errors or system glitches.

Wider Acceptance: Customers are accustomed to using their cards, and the familiarity adds to the convenience of card readers. Compared to Tap To Pay - card readers are a much more common hardware solution and may be more comfortable for customers.

Secure Transactions: Card readers provide a high level of security. EMV chip technology, which card readers support, offers advanced encryption and authentication, making it extremely difficult for fraudsters to clone or skim card data. This level of security reassures customers and helps protect your business from liability in case of fraudulent transactions.

Advantages of Tap-to-Pay Options

Speed and Convenience: Tap-to-pay options, such as Near Field Communication (NFC) payments, are incredibly fast and convenient. Customers can tap their compatible card, smartphone, or wearable device on the payment terminal to complete the transaction, making it ideal for quick, low-value purchases.

Contactless Safety: In a world concerned with hygiene, tap-to-pay options reduce the need for physical contact with payment terminals, reducing the risk of spreading germs and viruses.


In the ongoing debate between card readers and tap-to-pay options, it is clear that card readers offer a more powerful and versatile solution for most businesses. They provide compatibility with various payment methods, offer a reliable connection, and deliver enhanced security features. However, tap-to-pay options excel in terms of speed and convenience, making them suitable for specific use cases.

Ultimately, the choice between these two payment methods should be based on your business's specific needs and customer preferences. Some businesses may even choose to adopt both options to cater to a broader range of customers. In today's fast-paced world, striking the right balance between power and convenience is key to delivering an exceptional payment experience.

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